Working with Banks to reduce online theft UK / Ireland /Europe.
Sir Bernard Hogan Howe, Fmr London Police Chief. "Don't expect sympathy from us, or a refund from your Bank, if you don't protect yourself online"
'55% of all reported crime is now online' UK Police 2016
Banks are pushing back on refunds.
My iPhone safe. Everyone says so. Apple, Samsung don't protect you, thats just a myth that suits Apple.